Find the right home loan for you.
Here is a plain-language overview of the loan types we help with. A loan officer can compare them for your situation.
Conventional
A common choice for buyers with steady income and established credit.
- Buyers with established credit
- Primary homes, second homes, and investment properties
FHA
Government-backed loans with flexible credit guidelines, popular with first-time buyers.
- First-time homebuyers
- Borrowers building or rebuilding credit
VA
A benefit earned through service, for eligible veterans, service members, and surviving spouses.
- Eligible veterans and active-duty service members
- Eligible surviving spouses
USDA
Government-backed loans for eligible homes in qualifying rural and suburban areas.
- Homes in USDA-eligible areas
- Buyers who meet income guidelines
Jumbo
Financing for loan amounts above the conforming loan limit.
- Higher-priced homes
- Buyers with strong credit and reserves
Refinance
Replace your current mortgage to change your rate, your term, or both.
- Adjusting your monthly payment or term
- Removing mortgage insurance, when eligible
Cash-out refinance
Turn part of your home equity into cash with a new mortgage.
- Home improvements
- Consolidating higher-interest debt
Let’s compare your options
Tell us your goals and we will walk you through the loans that could fit, with no pressure.
Loan programs, eligibility requirements, and terms vary by lender and are subject to change. All loans are subject to credit approval, underwriting guidelines, and property eligibility. This is not an offer or commitment to lend.
Ready to get started?
Start your application online, or call to talk through your options with a licensed loan officer.